The process

How it works

Each stage adds a structural piece. You always know what is standing and what comes next.

The GMC method

Build your credit foundation

Credit is a structure. Every stage you complete adds a piece to your building — you can see exactly what is standing and what comes next.

  1. 1

    Credit review

    We look at where your file stands today. The foundation is poured.

  2. 2

    Credit analysis

    Line-by-line review of your reports. The first column rises.

  3. 3

    Disputes

    Potentially inaccurate items are challenged. The second column rises.

  4. 4

    Rebuild

    Habits and structure that support stronger credit over time.

  5. 5

    Progress

    Your results are tracked round by round. The pediment is set.

Foundation built0%
  1. 1Credit review
  2. 2Credit analysis
  3. 3Disputes
  4. 4Rebuild
  5. 5Progress
Begin stage one

Timelines vary. Bureaus typically have 30–45 days to respond to a dispute, and no outcome can be guaranteed in advance.